More Options. More Health.  
Association Member Trust SM (AMT) is a unique not-for-profit multi-association benefits trust formed to serve the group benefit needs of participating association employer members. AMT was formed in 1979 and was the successor to the New Jersey Fuel Merchants Association Insurance Trust, originally established in 1945. Today, AMT offers self-funded health and dental benefits programs, combining employer units from seventeen independent trade associations to maximize claim stability, administrative efficiency, cost savings and a full menu of comprehensive benefits. AMT operates in accordance with the NJ MEWA law and is registered with the NJ Department of Banking and Insurance.

More Options. More Health.
AMT staff performs much of the plan's administration requirements on behalf of its members. The current staff of 23 employees includes claim inquiry representatives with direct computer access into Horizon and Delta Dental computer systems, enrollment and customer service representatives, billing and account reconciliation specialists. AMT also has a fully qualified staff of marketing and service representatives to assist employer members and their employees in selecting the right coverage to satisfy their particular needs.